AI-Powered Finance OS

Finance that thinks like you do

${APP_CONFIG.name} combines AI, voice input, and beautiful design to make managing money feel effortless. Not another spreadsheet. Not another boring app.

Bank-grade security
AI-powered insights
Real-time tracking
finnel.app

Good morning, Mike! ๐Ÿ‘‹

Here's your financial overview for today.

Total Balance

This month

Rp 14.500.000

Healthy runway
Inflow

Rp 12.000.000

3 inflows

Outflow

Rp 4.500.000

19 outflows

Finance Health

A quick snapshot of this month's financial performance.

Income this month

Rp 12.000.000

3 inflows

Expenses this month

Rp 4.500.000

19 outflows

Net cash flow

Rp 7.500.000

Still room in this month's cash flow.

Top category

Food & Drink

Rp 2.100.000 of 46% total expenses.

Wallet Overview

Balance across all your wallets

All Wallets

Expenses

3

Balance

Rp 2.441.247

Transfer

Main Account

Default

Balance

Rp 0

Transfer

Saving Goals

Your active saving goals

All Goals

No goals yet.

Recent Activity

Your latest transactions

All Transactions

Groceries at Whole Foods

Food & Groceriesโ€ขExpenses

-Rp 850.000

Netflix Subscription

Entertainmentโ€ขExpenses

-Rp 189.000

Everything you need

Built for how you
actually live

Not a stripped-down tracker. Not an overwhelming enterprise tool. Just the right features, done exceptionally well.

AI Financial Brain

Your personal AI analyst that understands your spending patterns, predicts trends, and gives proactive advice โ€” not just charts.

Voice Input

Just speak. "Lunch 65k from BCA." Done.

Receipt Scanning

Snap a receipt. AI does the rest.

Smart Wallets

Manage cash, bank accounts, credit cards, and shared wallets in one place. Real-time balance tracking across all sources.

Savings Goals

Set targets, fund from any wallet, and watch your progress with satisfying visual indicators.

Recurring Bills

Auto-track subscriptions and recurring payments so nothing slips through.

Transaction History

Filterable, searchable, beautiful. Every transaction, perfectly organized.

Insights Dashboard

Interactive charts, category breakdowns, and cash flow trends that actually help you understand your finances.

AI Experience

Just type naturally.
Lumine understands.

No more dropdown menus, no amount fields to fill, no category picking. Your AI assistant understands natural language, regional slang, abbreviations, and even voice commands.

Understands Indonesian and English

Infers amounts, wallets, and categories automatically

Works with voice, text, and receipts

Learns from your patterns over time

LumineLumine AI

Click an example above...

How it works

Simple by design.
Powerful by default.

Three steps. That's all it takes to go from financial chaos to complete clarity.

01

Capture transactions instantly

Use voice, text, or receipt scanning to log expenses in seconds.

  • Voice processing
  • Auto-categorization
  • Wallet inference
02

View your financial picture

See all your wallets, budgets, and cash flow in one unified dashboard.

  • Multi-wallet sync
  • Real-time budgets
  • Custom date ranges
03

Grow with smart insights

Lumine AI analyzes your habits and gives proactive tips to save more.

  • Spending patterns
  • Burn rate prediction
  • Savings opportunities

Security & Privacy

Your data stays yours

We take privacy seriously. Your financial information is protected by multiple layers of security โ€” and we never monetize your data.

End-to-end encryption

Your sensitive data is encrypted at rest and in transit using AES-256 and TLS 1.3.

Row-level security

Database-enforced policies ensure you can only ever access your own data.

No data selling

Your financial data is never sold, shared, or used for advertising. Ever.

Powered by Supabase

Built on enterprise-grade infrastructure with 99.9% uptime SLA.

Real people, real results

Loved by people who
care about their finances

โ€œI've tried every finance app out there. Lumine is the first one that doesn't feel like homework. The AI input is genuinely magical โ€” I just type like I'm texting.โ€

AR

Aditya R.

Software Engineer

โ€œThe onboarding was so smooth I didn't realize I'd set up everything until I was already looking at my real data. And the dark mode is absolutely stunning.โ€

SM

Sari M.

Product Designer

โ€œManaging multiple clients and income streams used to be a nightmare. Lumine with multi-wallet tracking changed everything. I actually look forward to reviewing my finances now.โ€

KT

Kevin T.

Freelancer

โ€œThe receipt scanning alone is worth it. I used to have a backlog of receipts I never logged. Now I snap them on the spot and it's just done.โ€

RA

Rina A.

Marketing Manager

โ€œFinally an app that respects both my time and my intelligence. No bloat, no upsells, no dark patterns. Just a beautifully designed finance tool that works.โ€

BS

Budi S.

Startup Founder

โ€œI set a savings goal for a Japan trip and the goal tracking kept me motivated every week. Reached it 2 months early. Couldn't have done it without Lumine.โ€

DP

Dewi P.

Doctor

FAQ

Questions & Answers

Free forever

Start your financial
command center today

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